Best Apps to Send Money in 2023

 he best way to split a check or send money to a friend or family member is with a money-sending app. The best apps to send money make it fast and easy to get started reimbursing and receiving payments. Here are our picks for the top money-sending apps this year.

https://lookerstudio.google.com/reporting/92c9a69b-0fcd-4543-91d4-5bc7007725b9



Fast, Easy, & Everyone's Doing It: Venmo


Venmo is one of the most popular money-sending apps available. It belongs to PayPal, a company that's been spotting trends in personal finance for a long time, and it works well. The Venmo app is intuitive and features great security to protect your financial information.

https://lookerstudio.google.com/reporting/df8e84cf-e408-4bb1-8e5d-27d1535ed22b


For those who want something a little socially rewarding, Venmo lets users see, share, and interact with others' purchases (though you can make your payments private if you prefer).

https://lookerstudio.google.com/reporting/31d70610-7817-449a-944f-2ee9dde4c7ff


Transfer fees are also very affordable: debit card and bank transfers are free, credit card transfers are 3% of the balance, while instant transfers from your Venmo account to your bank account cost 1% of the amount transferred (with a $10 cap). There's also a Venmo debit card and credit card that allow you to earn rewards and interact easily with your Venmo balance.

https://lookerstudio.google.com/reporting/afa92467-c880-48f7-8023-47aa965ef6d3/


Venmo also introduced the ability to create a business profile, allowing business owners and casual sellers to conduct business transactions with the app.


https://lookerstudio.google.com/reporting/db091650-92bc-40c0-a848-34623042ff21/


A Better Way to Send Money Internationally: WorldRemit

https://lookerstudio.google.com/reporting/3e6af243-20ee-45f9-bd4c-214feacc617d


If you send a lot of money to international destinations, WorldRemit is your first, best choice. There are no minimums for how much you can send, and the fees, while unpredictable, tend to be lower than with other apps with international capabilities. One of the most appreciated features of WorldRemit is the speed with which transactions are processed.

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Recipients can pick up their money from banks, receive it digitally, or have it delivered to their homes.


WorldRemit claims transfers can be made as quickly as text messages are delivered. For that speed, however, you give up some of the fancier features that come with other apps.



For Anyone Not Using Venmo: Square's Cash App


Almost everyone who isn't using Venmo is using Cash App, and some people use both. Cash App is as easy to use as Venmo, and it offers additional discounts when you use the Cash App debit card to make purchases.


The other benefit of Cash App is that it's free to make transfers, even instant transfers, to other Cash App users. If you're moving money out of your account, the transaction costs you a 1.5% fee. Cash App also allows you to trade in stocks or Bitcoin in a secure way.


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